Finance Center
Welcome to Our Nissan Auto Loan and Finance Center
Here at Lugoff Nissan, we’ve made financing your new ride just as simple as finding it! Our streamlined process is designed to get you back on the road fast, confident that you got the right ride at the right price! Once you’ve chosen the perfect Nissan car, truck, or SUV, our
auto finance specialists will offer affordable options that match your needs and budget.
Our diverse inventory of new, used, and certified pre-owned models is unrivaled by other car dealerships in Lugoff, SC, so whether you’re leasing or buying, we’re confident you’ll find a vehicle that suits your unique style. To get started, browse our inventory online or come see us today!
Should I Lease or Buy My Next Vehicle?
Deciding to buy or lease is a major decision, but our Nissan finance team is here to help. Both options have benefits, so the best option is one that not only fits your lifestyle but your budget too. Here are a few factors to consider when deciding between the two:
- Average miles driven: How far is your daily commute? Do you use your vehicle for longer trips?
- Usage: How often does your car or SUV need maintenance? Is your vehicle used for activities that result in scratches or dents?
- Longevity: How long do you typically keep a Nissan truck or Nissan SUV model? Is that your plan for this vehicle as well?
- Modifications: Do you like to add parts or accessories that don’t typically come standard?
- Down payment: How much do you have saved, or plan to save, for a down payment?
There are plenty of perks to both buying and leasing, including the following:
Benefits of Buying
- No mileage limits
- Freedom to customize
- Option to sell or trade whenever you choose
- Ability to put trade-in value toward your next car
Benefits of Leasing
- Lower monthly lease payments (compared to typical loan payments)
- Lower maintenance costs (most vehicles remain under warranty)
- Access to the latest tech and upgraded features
- Lower sales tax
Still not sure whether buying or leasing is best? Our team is here to help you review your options and to answer any questions you may have! And be sure to ask about available Nissan specials, including new vehicle incentives and Nissan lease deals!
Convenient Financing Tools For You
As your hometown Nissan dealership, we’re proud to provide a suite of online tools and resources to further streamline the financing process. Our finance specialists will customize a payment plan just for you, tailoring your Nissan deal to match your monthly budget. And because we value complete transparency, we’re happy to answer any questions or address any concerns you may have.
You can start the pre-approval process online, saving time at the dealership! Just complete this simple finance application. Plus, our trade-in appraisal tool utilizes various sources to estimate your vehicle’s value. Interested in selling your current vehicle? We’ll offer top dollar for your car even if you don’t buy from Lugoff Nissan! That’s right, we’ll buy from you even if you don’t buy from us!
Don’t forget to check for available new and used car specials, including Nissan Sentra incentives, used Nissan Rogue deals, and more.
Financing a Nissan Near Me
Our commitment to customers is unrivaled by other Nissan dealers near you – and just one visit will prove it! Each financing plan we offer is specifically designed just for you, so we’ll be sure to find one you’re comfortable with. We can also help you get approved – even if you have a less-than-ideal credit history.
Because we value transparency, our financing plans are easy to understand with agreeable terms. In fact, we work with several reputable lenders to secure the best rates available! Browse our inventory online to get started, then get in touch to schedule your test drive. And if you have any questions, contact us today!